At Disha, you get one-to-one counselling and advice that covers financial budgets, money management, and credit issues. Along with expert analysis of your financial situation and identification of suitable options. You can also derive personal debt management advice from our experts to help you with your financial situation. We will explore alternative
means of debt management and help you get back on your feet and on with your life.
Credit Counselling | Debt Management
Credit Counselling
Credit Counselling is a process that offers guidance to consumers about credit,
budgeting and money management. It is a process offering education to consumers about how to informed decisions on various products available. It is a process offering education to consumers about how to avoid incurring debts that cannot be repaid.

Our counsellors will provide information and support by discussing different financial options and efficient use of your current income to satisfy financial obligations.
Debt Management
The key to debt management is understanding your finances. You have to have a budget and you have to know what you can and cannot afford. That may seem simple, but credit is actually designed to help you get what you cannot afford and that is why many people end up in debt.

Our counsellors will offer personalized and confidential debt management advice
designed to help you with your financial situation. They will explore alternative means of debt management to help you get back on your feet and secure a debt-free future.

The process may involve going through your finances and you will have to list all of your expenses and your income. The trick of course is simple: Your expenses should never be more than your income. Once you understand your debt you can then manage it. Through good debt management, you will find yourself enjoying more financial freedom.
   
 
 
 
 
 
 
Disha Trust has been set up under the aegis of ICICI Trusteeship Services Limited. Click here to visit www.icicibank.com.